Homeowners

Our homeowners are the reason we do what we do. Purchasing a Houston Habitat home is a partnership – not just a mortgage! We offer 3- or 4- bedroom homes with no down payment, and a 0% interest rate.

If you meet the criteria and are selected as a Family Partner, we will ask you to participate in homeowner training classes and complete 300 hours of “sweat equity” – helping to build your home or your neighbors’ homes and in our office or retail store.

Those wishing to apply for a Houston Habitat home should review the criteria listed below and check our website frequently. We accept applications only during application fairs – typically held twice per year.

Families need to meet the following criteria in order to qualify for the Habitat for Humanity program:

		Resident Status: Must be a United States citizen or permanent legal resident.
		Need: Currently living in sub-standard or subsidized housing.
		Willingness to Partner: Must contribute 300 hours of “sweat equity”.
		Ability to Pay: Must have proof of steady income, have satisfactory credit history, and fall within Houston Habitat's income standards. We strive to serve families whose incomes do not exceed 60% of the area media income, as defined by U.S. HUD, and do not in any cases accept households with incomes above 80%.

Our focus is to serve families that are 50%-60% of
area median income.

	Family Size	50%	60%	80%
	1	$23,100	$27,720	$37,000
	2	$26,400	$31,680	$42,250
	3	$29,700	$35,640	$47,550
	4	$33,000	$39,600	$52,800
	5	$35,650	$42,780	$57,050
	6	$38,300	$45,960	$61,250
	7	$40,950	$49,140	$65,550
	8	$43,600	$52,320	$69,700

Helpful Information

Read the FAQ’s of home
ownership with Houston Habitat

Family Selection Criteria
(y en espanol)

Learn more about our
homes and neighborhoods

Read stories of our current
Family Partners