Adjust Ban Book Bookmark Calendar Car Church Checked Circle Outlined Clock Close Coffee Equal Housing Opportunity Exclamation Facebook Female Flag Gift Globe Graduation Grid Hammer Hand Heart Habitat for Humanity Charlotte Habitat for Humanity Charlotte - Julia's Cafe & Books Habitat for Humanity Restore Charlotte Habitat for Humanity - Young Professionals House Instagram Leaf Line Chart LinkedIn Habitat for Humanity Restore Megaphone Menu Mobile Pencil Recycle Search Star Suitcase Tags Twitter Users Wrench YouTube Envelope

Guide to Understanding Charity Ratings

Donating to charity has many benefits. This act can help with taxes, boost a cause or community, and actually improves personal happiness! According to a recent research paper partnered between Harvard Business School, Simon Fraser University and the University of British Columbia, spending money on other people, also called “prosocial spending”, can increase happiness. Knowing which charity to donate to, however, can be a daunting task. There are many out there, and not all of them use the money they receive wisely. Two historical misuses are using donated funds to overpay executives, and spending more dollars on marketing than aid. So how do you ensure your donations go where they should?

Questions to Ask

Aligning with a charity or nonprofit begins with understanding your values and ethics. Understanding what is important to you and where you want to see change can highlight, plus eliminate, organizations immediately. When several prospects emerge, asking questions is key. Some useful questions are:

  1. Is clear information available about the impact of the organization’s work?
    1. News reports, testimonials, articles which speak of the good done are all helpful, especially when not directly connected to the group’s own website.
  2. What is the status of the Form 990 with the IRS?
    1. This is to check finances. Any organization with tax-exempt status taking in over $50,000 per year has to file a Form 990. The annual report shows how a nonprofit spends its money.
  3. Is the website secure and up to date?
    1. Security is very important, especially when donations are accepted online. Having a current site also indicates consideration of current events within the community.
  4. Are donations tax deductible?
    1. Utilize the IRS’s Tax Exempt Organization Search if info is not readily available.
  5. Is there anything about the nonprofit which concerns you?
    1. Trust your gut. Do you mind if there are political or regional affiliations? What is the public perception of the group?

There are several sites on the internet which take the work out of digging into the infrastructure of charitable organizations, like their financials, leadership, and acts. One example is Charity Navigator, which provides free access to information regarding 225,000 charities. Charity Navigator is also a nonprofit, and receives funds from individuals, foundations, and corporations in order to keep ratings objective. GuideStar, under the nonprofit Candid, maintains a database of organizations and the detailed information of each group. Finally, the Better Business Bureau is one of these charity watchdogs as well. By reviewing each of the chosen public charities according to their 20 Standards for Charity Accountability, donors can get a clear picture of responsible practices. These trusted charity rating organizations are the most reliable throughout the industry.

How Houston Habitat Ranks

For the sake of full transparency, let’s look at our own reviews. Houston Habitat for Humanity has been a part of Charity Navigator’s rankings since 2005. The report is based on Accountability & Finance, Culture & Community, and Leadership & Adaptability. Currently, we are a Four-Star Charity, scoring 100%, and noted as an organization to which “you can give with confidence.” This site gives quick, to-the-point metrics and scores.

With GuideStar/Candid, Houston Habitat is a recipient of the Platinum Seal. If you love to review numbers, this is the site for you! Informational graphs show revenue vs. expenses, assets & liabilities, and business model indicators. Further, organizational demographics are listed out such as race, ethnicity, gender identity, sexual orientation, and disability.

Better Business Bureau lists Houston Habitat for Humanity as an Accredited Charity, which is the highest available rating. Green marks are given for all categories, including no conflict of interest, providing detailed expense reports, having responded promptly to complaints, and reporting the results of effectiveness assessments. This site also shows when the charity report was issued and when it expires.

Looking for direct access to the financial statements, tax documents, and annual reports for Houston Habitat for Humanity? This link is found in this website under Who We Are, Financial Information. Additional information about how Houston Habitat for Humanity receives and distributes funds is noted in the blog post “How We Fund Our Mission”. Read it and other interesting articles.

Your Money, Your Choice

What makes a good charity? Only you can answer that question, because everyone holds different beliefs and causes near to their hearts. The tools mentioned above provide transparency and evaluations of organizations, but it is ultimately your decision about what mission speaks to you, what programs best benefit your community, and what fundraising methods align with your finances. Remember, your dollars are your votes for how you want society to be.

Found your charities and are ready to donate money? Keep these tips in mind:

  • Donating by credit card or check is safest. Don’t pay with wire transfers or gift cards. If someone asks you to donate by wiring money like through Western Union and MoneyGram, or buying gift cards and sending them the codes, don’t do it. Scammers ask for payments this way because it’s harder to track. The same goes for donating with cryptocurrency. If only cryptocurrency such as Bitcoin, Ethereum, Tether, or USD Coin are accepted, it’s unlikely to be legitimate.
  • If donating online, make sure the webpage where payment information is entered has “https” in the beginning of the web address. That indicates information is encrypted and transmitted securely, but is not completely foolproof as scammers know how to encrypt too.
  • Be wary of sentimental claims with few details, such as helping wounded veterans who can’t work and families who can’t afford cancer treatments but without specific information about how donations are used.
  • Winning a prize or contest in exchange for a donation is usually a trick.
  • Donating on social media and crowdfunding sites can be authentic, just remember to only donate to people you know, and check the link to ensure the site is valid. Also, don’t assume a request is legitimate just because a friend posted it.

After you’ve completed your donation to a well-researched nonprofit of your choice, especially for the first time, keep an eye on your bank account and credit card statements for a while. Make sure you’re only charged the amount you agreed to donate ― and that you are not signed up to make recurring donations, unless you intended to establish this kind of giving. Also keep records of all donations for taxes. A dedicated folder within your email account can be helpful.

Your Generosity is Appreciated

Donations to Habitat for Humanity come in many forms! Some people donate online, while others prefer to mail checks. If your job offers a matching gift program, consider including Houston Habitat. Sponsorships, planned giving, stock gifting, and memorial gifts are greatly appreciated. If you are already a Walmart.com and Kroger shopper, these companies will donate a portion of your purchase to Houston Habitat. Round up your change then donate to Houston Habitat on Walmart.com, and link your Kroger Plus Card to Houston Habitat by visiting their online site and entering organization ID #80051. We welcome all forms of donations and work hard every day to ensure appropriate use.

Wherever you decide to give, on behalf of the nonprofit community, thank you for doing your research and giving to the most deserving of organizations! Your charitable giving has reaching impacts from one generation to the next.

DIY Floor Remodeling

Are you a homeowner looking to replace or install new flooring and curious about the costs of taking on a DIY flooring project? Or maybe you’re planning for the future and want to get a better idea of what’s involved in managing flooring maintenance. Below, we outline a step-by-step guide filled with helpful tips for DIY flooring projects, from choosing flooring materials to calculating square footage and handling high-traffic areas.

What Floor is Right for Me? 

When choosing flooring materials, consider the needs of residents, pets, and visitors. Flooring choice is essential, especially in high-traffic areas, where durability matters. Think about movement patterns of mobility devices, unusually shaped furniture, and appliances, as well as ease of cleaning.

The best rooms for budget-friendly flooring are kids’ bedrooms, practical family spaces, and other less visible areas like closets, home offices, and laundry areas. Low-cost flooring in high-traffic areas and entertainment spaces such as the kitchen and living room will not save you money in the long run, as it will not last and will need to be replaced sooner than later.

Determine Your Flooring Budget

First, figure out how much flooring will need to be purchased to complete the project. Start by calculating square footage: measure the length and width of the area in feet. Then multiply the length by the width to get the square feet.

Next, review the flooring options. Flooring materials vary widely in cost, ranging from $4 to $20 per square foot depending on the material. Vinyl plank flooring, laminate flooring, carpet, and ceramic tiles are popular and affordable options. Looking for a bargain? Check out local outlet stores and in the clearance section of big box stores, plus flooring stores. Online liquidators and sell-direct sites can also be good sources for deals. Houston Habitat for Humanity’s Restore offers affordable flooring materials at our two locations. These home improvement stores also sell new carpet, vinyl, tile, hardwood, trim, tools, and building materials, and more at a fraction of the retail price.  Discounted flooring is priced to sell so start looking early and check back often!

Then, factor in other costs associated with floor remodeling. Underlayment or padding is required no matter what kind of flooring you choose as it provides support and moisture absorption. It’s a good idea to order 10% to 15% extra material for mistakes, additional areas, and the unexpected.  This extra flooring will save time and money overall.  Additionally, disposal of old flooring may require renting a dumpster. Also, think about tools for your flooring project. A moisture meter, level, and flooring nails are must-haves for ensuring a smooth surface.

Necessary Tools

DIY flooring projects can save time and money, but the right tools make a big difference. Careful preparation is essential to an efficient workday. Below is a list of tools for removing and installing any type of flooring. Remember, major tools can be rented by the day.

  • measuring tape
  • pencil or marker
  • utility knife
  • hammer
  • level
  • masking tape
  • painter’s tape
  • chalk line
  • drill and drill bit set
  • compressor
  • rubber mallet
  • shop-vac
  • chisel
  • pry bar
  • carpenter’s square or T-square
  • saws: hand, table, jamb, miter, circular, undercut, jigsaw, undercut or wet (for tile)
  • moisture meter
  • appropriate adhesive
  • safety glasses
  • ear protection
  • gloves
  • face mask
  • kneepads

Common Mistakes

Avoiding mistakes in your flooring project can save time, money, and frustration. Common pitfalls in DIY flooring projects include overlooking subfloor issues, improper layout, ignoring moisture levels, and rushing through the installation. A botched project can cost more time and money than it would to hire a professional. Don’t make these typical floor installation mistakes!

Mistake: Ignoring Subfloor Issues

Subfloor issues can drastically shorten your flooring’s lifespan. Problems like moisture damage, structural weakness, or mold must be addressed before installing a new floor. For example, wood and laminate floors are particularly sensitive to moisture, which can cause warping or buckling. If you have a concrete subfloor, ensure that moisture levels are below 4% before proceeding. Skipping this step can lead to costly repairs down the road.

Mistake: Skipping a Floor Layout

Though a room may seem square, this is rarely the case Start by laying out the entire floor to spot any irregularities before securing flooring materials. Beware: beginning in one corner and attaching as you go could lead to unevenness and extra steps.

Mistake: Neglecting Expansion and Contraction

Wood and laminate floors can become looser during winter and expand during summer’s humid conditions, potentially leading to cracking. Be sure to adjust for dilatations by leaving sufficient gaps for expansion and contraction around the perimeter of each room.

Mistake: Rushing the Process 

Letting the new flooring sit for a few days will allow for acclimatization to Houston’s environment. This will help avoid warping and breaking, plus will permit layout adjustment.

Mistake: Neglecting Maintenance and Care

Routine maintenance helps protect your investment. Regularly clean your floors and address spills promptly to avoid moisture buildup, which can harm wood, carpet, or vinyl flooring. Each flooring material has unique maintenance needs, so research specific products for wood, laminate flooring, and other surfaces to prevent damage. Hardwood and carpet floors may also require specific tools or gliders to protect against heavy furniture and prevent damage in high-traffic areas.

Choose the Best Flooring for Your Needs

Each room in your home has unique needs, making it essential to choose the right flooring for each space. In high-moisture areas like kitchens, bathrooms, or laundry rooms, consider vinyl plank flooring or ceramic tiles. These materials resist moisture and are easy to clean, making them perfect for spaces prone to spills. For living rooms or bedrooms, laminate flooring or carpet offers comfort, warmth, and ease of maintenance. A professional installer can help you assess your options and find the right flooring choice based on square footage, lifestyle, and usage.

In selecting flooring there are many types and a wide variety of costs.  Consider the benefits of each type based on the specific needs of each room.

  • Vinyl: Available in a wide range of colors, patterns, and finishes, this option is easy to install and clean. It is also quite long-lasting although heavy furniture can damage it, and it is susceptible to sun fading. On average, vinyl flooring costs between $3 and $7 per square foot.
  • Linoleum: Similar to vinyl in texture and durability, this flooring can be refinished and re-stenciled. Prices range on average between $3 to $7 per square foot.
  • Carpet: Comfortable and soft, carpeting keeps away cold underfoot, however, it also holds allergens such as animal dander and needs to be cleaned annually. Carpet prices can range from $2 to $12 or more per square foot.
  • Tile: Both attractive and durable, tiles are easily replaceable when damaged but also slippery when wet and damaging to fragile items. Tile can cost $2 per square foot but goes much higher.
  • Hardwood:  Long lasting and beautiful, hardwood flooring is popular but can be pricey. The national average cost per square foot of hardwood flooring is $10.
  • Laminate: With the look and feel of hardwood but with easier installation, this option is priced well but is prone to moisture damage so keep away from bathrooms, kitchens, and laundry rooms. Laminate cost averages $6 per square foot.
  • Cork: Naturally resistant to mold and microbes, plus is flame retardant. It can fade in sunlight, but can be refinished. Cork averages the cost per square foot of $5 to $12.
  • Concrete: This type of flooring is ideal for high-traffic areas. It can be polished for a finished look and easily handles moisture. Pricing ranges from $2 to $8 per square foot.

Getting Started

DIY flooring projects offer numerous benefits, from cost savings to creative satisfaction. To make your project easier, follow these tips:

  • Double-check measurements: Ensuring accurate square footage prevents waste.
  • Work in sections: Plan realistic goals for daily progress.
  • Clear the room: Move all furniture and essentials to prevent interruptions.
  • Practice cuts: Test cutting and shaping before installing.
  • Clean the workspace: Use a shop-vac and ensure a dust-free surface.
  • Inspect the subfloor: Repair weak spots, sagging areas, and level uneven surfaces.

Finalize your flooring project by replacing moldings and trim, then giving the room a final clean. By staying organized and following a step-by-step guide, you can create a beautiful and functional space.

Quick Updates

Not every floor improvement requires a complete remodel. For a fast update, consider these options:

  • Paint: Many floor types can be painted. A single gallon can cover up to 400 square feet with a primer and sealant.
  • Peel and Stick Tiles: Perfect for quick changes, these tiles adhere to most surfaces for an instant new look.
  • Wallpaper for Floors: Suitable for wood, vinyl, or linoleum, wallpaper can be sealed with polyurethane for added durability.
  • Unusual Materials: Pennies, scrabble tiles, and more have all become popular in recent years.

For those who want an aesthetic update, these DIY options are cost-effective and often don’t require a professional installer. Reach out to your community to see if similar projects have been done in their homes!

Disaster Recovery & Repair

For homeowners in disaster-prone areas, flooring recovery may be necessary after floods or heavy rain. After turning off electricity, inspect your floors for signs of water damage, like discoloration in carpets or warping in wood. Removing damaged flooring materials, drying the subfloor, and checking for mold are essential steps before installing new floors. In flood-prone areas, vinyl plank flooring and ceramic tiles are resilient, moisture-resistant options.

Here’s how to spot water issues by material:

  • Hardwood: Warping, discoloration, or mildew.
  • Laminate: Curling, bubbling, cracks, and sponginess.
  • Vinyl: Discoloration, gaps, bubbling, and loose adhesive.
  • Carpet: Wetness, buckling, and mold.
  • Tile: Loose tiles, musty smells, and mold between tiles.

Act quickly to minimize damage, and consider moisture-resistant flooring options if your home is vulnerable to water issues. Professional installers can help assess and restore damaged floors effectively. If you need extra assistance, reach out to local non-profits who specialize in disaster recovery.

What is Off-Gassing?

New flooring may emit chemical odors, known as off-gassing, which can impact indoor air quality. Vinyl flooring, carpet, and laminate often contain VOCs (volatile organic compounds). Exposure to these compounds can cause respiratory issues, especially for children and sensitive individuals.

“Nobody’s telling you what is coming from all those vapors mixing in the air,” says Jillian Pritchard Cooke, the founder of Wellness Within Your Walls, an education consultancy focused on dramatically reducing the dangers of off-gassing. “It’s up to us to understand the individual effects each chemical can have on your nervous system, your lungs, and your cellular makeup.”

To reduce off-gassing, seek out low-VOC or PVC-free materials, ventilate well, and follow the manufacturer’s recommendations for safe installation. Minimizing VOC exposure contributes to a healthier indoor environment for your family.

Best Flooring for Houston

Houston’s hot and humid climate can impact flooring materials. Consider options that hold up well in humidity, such as ceramic or porcelain tile, vinyl plank flooring, and laminate flooring. Waterproof engineered hardwood is another excellent choice, combining the classic appeal of wood with added resilience against moisture. Carpeting may not be ideal in humid regions due to moisture retention, which can lead to mildew.

Save Money at ReStore

Houston Habitat for Humanity’s ReStores provide budget-friendly home improvement supplies, including carpet, vinyl, tile, and hardwood. ReStore locations offer discounted flooring materials and other essentials for DIY flooring projects. Shopping at ReStore also supports Habitat’s mission, allowing homeowners to save while contributing to their local community. Consider donating leftover materials to ReStore after completing your project to reduce waste and disposal costs.

Final Thoughts

DIY flooring projects bring both satisfaction and cost savings. With careful planning, selecting the right flooring materials, and following a step-by-step approach, you can create a beautiful and long-lasting surface. Whether you choose laminate flooring, ceramic tiles, or vinyl plank flooring, the effort you invest will enhance your home’s appearance and functionality.

 

How Did Habitat For Humanity Start

Though officially established in 1976, Habitat for Humanity International traces its roots back to Koinonia Farm in southern Georgia. Founded by Clarence Jordan, this Christian farming community focused on equality, resource sharing, and stewardship of the land. 

In 1965, Millard and Linda Fuller, seeking a path of Christian service, visited Koinonia, where they developed the concept of “partnership housing” alongside the Jordans. This concept empowered families in need of adequate shelter to work with volunteers to build affordable houses.

The houses were sold without profit, and no interest was charged on loans. Funds from house payments and donations were directed into a revolving fund called “The Fund for Humanity,” which supported future builds. In 1968, Habitat laid out 42 half-acre house sites, with a community park serving as a recreational space. These affordable homes marked the beginning of the global housing ministry known today as Habitat for Humanity.

A National & International Organization

After success at Koinonia, Millard Fuller gathered supporters in 1976, formally establishing Habitat for Humanity International. The organization is grounded in faith and hard work, aiming to address issues of poverty housing. The Fullers’ model of partnership housing flourished and spread internationally, ensuring families worldwide could build and buy decent homes.

One of the most transformative moments in the organization’s history occurred in 1984 when former U.S. President Jimmy Carter visited a Habitat build in New York City. The build site did not have enough volunteers and work was slow.  Carter and his wife Rosalynn Carter, took action and recruited a few dozen people to help in the effort. With Carter’s help, the stalled project gained traction, and 19 families moved into new homes. Carter’s involvement led to the launch of the annual Jimmy & Rosalynn Carter Work Project, further raising Habitat’s profile and helping build affordable houses in North America, Latin America and the Caribbean, Africa, Eastern and Western Europe, and throughout the Asia-Pacific region.

Houston Habitat’s Timeline

Habitat for Humanity is truly an integral part of the city of Houston’s history. Founded in 1987 by Carl Umland, the organization’s first house was completed a year later and Ms. Dorothy Howard moved in with her eight grandchildren. A landmark achievement occurred in 1998 during the Jimmy & Rosalynn Carter Work Project, when 100 homes were built in one week—an unmatched record.

Houston Habitat has also contributed to disaster relief efforts following hurricanes like Katrina, Rita, and Harvey. Their most recent project is Robins Landing, Houston’s first affordable housing master-planned community, which highlights the organization’s mission to address the city’s affordable housing crisis.

“We know we can’t build our way out of this crisis,” said Houston Habitat CEO Allison Hay. “But we can role-model good behavior for others. Our mission is about the homebuyer. If Habitat can do it, others can too.”

Here To Build Our Houston

Beyond housing construction, Houston Habitat operates ReStore, a home improvement store that sells donated furniture, construction materials, and appliances at a fraction of retail prices. Profits from ReStore directly support Habitat’s mission to build and repair homes in Houston. Donations of materials and volunteering remain integral to the organization’s success, allowing more families to achieve homeownership and contribute to a stronger community.

According to the National Habitat for Humanity, many ReStores cover the administrative costs of the Habitat affiliate so that 100% of donor funds can be put toward home construction and rehabilitation projects.

From building decent houses to revitalizing neighborhoods, Habitat continues to provide affordable shelter through the collaborative efforts of volunteers, donors, and community partners. Become part of Houston Habitat’s legacy by volunteering, donating, or shopping at ReStore. Every action helps build homes, hope, and a stronger future for those in need.

What is the Jimmy and Rosalynn Carter Work Project

Community Efforts

Habitat for Humanity is a community-focused organization with a mission to empower people to build a better future by building homes alongside volunteers, purchasing their homes with an affordable mortgage, and by completing financial and home maintenance training. One way in which Habitat has been in the news is due to the extended legacy of hands-on work by 39th President Jimmy Carter and former First Lady Rosalynn Carter. Due to this close association, many wonder, did Jimmy Carter start Habitat for Humanity? No, but the Carters’ association and presence has benefited Houston Habitat tremendously, and even the city of Houston itself.

A Celebrated Collaboration

The year was 1984, and Jimmy Carter had been out of the White House for several years and was in New York City to speak at a local church. While there, he saw a nearby active Habitat for Humanity build site and stopped in to say hello, as he had volunteered with Habitat previously in Georgia. The Peach State is both the birthplace of Habitat for Humanity and the lifelong home of Jimmy Carter.

The New York City build site was experiencing difficulty due to a shortage of volunteers. In response, President Carter and his wife, Rosalynn, recruited a few dozen people and added the new volunteers plus themselves to the crew. These additional hands led to a swift finish and move-in day for 19 families. After that experience, the Carters personally worked alongside 103,000 volunteers in 15 different countries to repair, renovate, and build over 4,390 homes over the course of 35 years.

Jimmy & Rosalynn Carter Work Project

What is the Carter Work Project? The Jimmy & Rosalynn Carter Work Project is an annual Habitat for Humanity home-building event alongside its affiliates. Typically, the build event is within the United States but for several years included locations across the globe. Due to President Carter’s incredible passion for helping families own their first home, over 4,300 homes can be considered a “Carter House” today.

 

After the 2019 build in Nashville, the pandemic paused the event for three years, but in 2023, it was revived in Charlotte, North Carolina. Hundreds of volunteers, staff, and community members, as well as musicians Garth Brooks and Trisha Yearwood, plus future homeowners, worked over the course of five days building 20 homes on nine acres of land off Morris Field Drive, which was the location of an all-Black school that provided transformative educations educations and essential civic space for the Black community, from the early 1900s through the mid-1960s.

 

Houston’s Record Build

In 1998, Houston was the chosen location of the Jimmy and Rosalynn Carter Work Project. An incredible group of around 6,000 volunteers combated the 110-degree heat to participate. Those who gave their time included 25 local prison inmates, six of whom were hired by the local Habitat affiliate after the completion of their sentences. Through these efforts led by Reverend Harvey Clemons, Jr., Houston Habitat became the first U.S. Habitat International affiliate to build 100 homes in one week by successfully completing the entire project.

On the 25th anniversary of Houston’s participation in the Jimmy and Rosalynn Carter Work Project, residents still living in the homes shared photos and memories with residents still living in the homes shared photos and memories with news station KHOU-11. Wade and Shalina Gibson are among the original homeowners who worked side by side with Jimmy and Rosalynn Carter, as all Habitat homeowners have hands-on roles in building their homes. “He made us laugh, smile and when time to get serious, time to work, we got to work,” homeowner Wade Gibson recalled. “He was a real down-to-earth person, him and his wife. “The biggest lesson: Keep giving, keep loving, keep helping each other out,” Wade said. “And spread the love and do as much as you can to help out folks.” Fellow neighbor and Habitat homeowner Cheryl Crenshaw agreed, saying “They just came here with open arms, you know, they took pictures with us, they did things with us, they showed us things, they talked to us. You know, they did everything.”

Volunteer Opportunities

Although the Carters themselves are no longer swinging hammers, the event continues in their honor. The 2024 Jimmy and Rosalynn Carter Work Project is planned for September 29 to October 4, 2024, in Twin Cities, Minnesota. The news was shared with a ceremonial passing of the hammer between Charlotte Region Habitat for Humanity and Twin Cities Habitat during the closing ceremony. “President and Mrs. Carter helped open doors for thousands of Habitat homeowners while advancing racial equity in housing,” said Chris Coleman, president and CEO of Twin Cities Habitat for Humanity. “It is an honor to be selected as host of the 2024 Carter Work Project and carry on the Carters’ inspiring legacy of service and generosity to others.”

If Minnesota is a little too far away or a bit too cold for you, come volunteer as an individual or a group with Houston Habitat for Humanity to help create affordable, quality shelters for more local families! There are three ways to become a Houston Habitat volunteer:

  • Build Volunteers, who assist in building new homes and playhouses. No experience necessary!
  • ReStore Volunteers, help with donations and customer support at the two locations.
  • Garden Volunteers, who work at the garden assist community gardens doing planting, weeding, and harvesting.

Houston Habitat awards The Presidential Volunteer Service Award to volunteers who achieve 100 or more hours in a calendar year. As an eligible Certifying Organization, Houston Habitat submits each volunteer’s hours who make milestones the previous calendar year. Join us today to grow your community, learn new skills, and contribute to a Texas legacy!

Post Purchase Support for New Homeowners

Current Habitat for Humanity homeowners, those who have applied to Houston Habitat, and those who are interested in becoming a homeowner are a diverse community. Families, veterans, seniors and refugees who all come from different backgrounds and experiences yet are alike in their passion for homeownership. After working closely with Houston Habitat for Humanity staff and putting in their sweat equity, owning a home becomes a reality. And each homeowner’s relationship with Habitat extends past home purchase. Houston Habitat for Humanity stays connected to homeowners with follow-up engagement, commonly known as Post Purchase Support.

What is Post Purchase Support?

Maintaining a home requires responsibility, knowledge, and resources. Houston Habitat understands the challenges of being a homeowner, so we work to help before, during, and after the purchase process. Post-Purchase Support begins when someone officially becomes a homeowner and is focused on financial education, homeowner resources, and community support. Use of post purchase resources makes for successful long-term homeownership and is a key part of the Habitat homebuyer process.

After the Ribbon Cutting

Once qualifying, applying, building, and house closing is complete, a colorful ribbon is cut and a homeowner is officially made! After this point, all Habitat homeowners must pay their mortgage and bills each month. This is also the time when post-purchase support begins. Houston Habitat staff provide homeowner assistance with understanding property taxes and how to purchase homeowners insurance, as well as ongoing mortgage questions, access to resources for financial services, repair, and community education.

Financial Education

Everyone needs help understanding the best ways to utilize their money. With this in mind, Houston Habitat for Humanity integrated financial education and referral resources into its post-purchase support. Houston Habitat offers information about ways to prevent mortgage default, such as foreclosure prevention and avoiding predatory lending, identity theft and credit card fraud. Assistance with refinancing, delinquency, and crisis situations is also offered.

Homeowner Resources

A home of your own is a wonderful thing and keeping it as new as when it was built takes effort. Houston Habitat for Humanity provides checklists plus guidance on maintenance and basic repairs, as well as information about energy conservation, regional landscaping and seasonal upkeep. Home warranty coverage is very accessible and comes in increments of 1 year, 5 years, and 10 years. A listing of recommended contractors is also offered to homeowners as well as personal assistance with homeowner associations (HOAs). Some Habitat homeowners even qualify for minor repair programs funded by grants.
For the DIYers, Houston has two ReStore locations with cost-effective materials and supplies for maintaining a home. These home improvement stores sell new and like-new furniture, lighting, glass, paint, plumbing, roofing, tools, doors, fans, windows and more at lower-than-average retail prices. We post regular promotional codes for extra savings – follow us on Instagram!

Community Support

The third tier of post purchase support is the connection between community engagement and homeowners. Houston Habitat for Humanity aids with clean-up days and revitalization projects, such as neighborhood fencing and building neighborhood gardens like the Settegast Community Garden.

Habitat events are popular too: for example, year-round home dedication ceremonies and autumn Truck or Treat gatherings are open to all to attend! What’s more, many homeowners choose to volunteer with Habitat on future builds, while continuing to spread the word to others about Habitat services. Some seasoned homeowners have even offered to assist new families with the process!
Houston Habitat for Humanity truly backs homeowners, beginning from the very first inquiry. Ready to start? Take the eligibility quiz. Have a Habitat home and need financial education, homeowner resources, or community support? Reach out to us directly to request support or plan to attend a Post Purchase Workshop. Your homeownership success is our priority!

Sources:

  1. https://www.tchabitat.org/blog/numbers-dont-lie-your-support-makes-a-difference
  2. https://habitatillinois.org/wp-content/uploads/2019/12/Post-Purchase-Homeowner-Support.pdf

Welcome to the Neighborhood – Robins Landing Grand Opening!

Despite a devasting storm blowing through Houston two days prior, Saturday, May 18th, Houston Habitat for Humanity hosted the grand opening of Robins Landing, our new, mixed-income community and development featuring affordable home prices and highly coveted amenities. If you were unable to make it to the party, here’s a recap of the exciting day, along with information on how to tour a model home and apply to become a homeowner in this beautifully designed neighborhood.

Houston’s First Affordable Master-Planned Community

Located in Northeast Houston and developed by Houston Habitat for Humanity, Robins Landing is the city’s first affordable master-planned community which is also walkable and transit-friendly. Created for mixed-incomes and all generations, homeownership of these beautiful high-quality, energy efficient homes include access to essential services as well as onsite green spaces and trails. The 127-acre community of Robins Landing is planned to include over 460 single-family homes and up to 500 apartments and senior housing units.

A Grand Event Indeed!

The family-friendly grand opening had model homes open for touring, plantis for the taking, live music playing, local food trucks with delicious treats, and a resource fair for all attendees. Kids happily enjoyed the onsite playground and got their faces painted in all sorts of creative ways! This event celebrated the opening of the first section of the Robins Landing community, which is designed specifically to be affordable to people of all incomes. “This used to be nada, nothing,” said Houston Habitat’s chief executive, Allison Hay, as she led a tour of the subdivision which, until recently, was unused land filled with weeds, grasses and forest.

Going Beyond for Houston Residents

Work began on this Houston Habitat land in February 2022. Today, there are sidewalks, picnic tables, a pond and pavilion, and freshly laid streets which are being enjoyed by the families who have already moved into their new homes here. Currently, Habitat homes that are available at Robins Landing are single floor homes that consist of three and four bedrooms with an attached car garage and a nice fenced yard. 3 and 4-bedroom single family homes with attached two-car garages are available. Robins Landing is a project which goes beyond city of Houston requirements; designed with extensive community input and knowledge from past experiences, residents can expect capable stormwater infrastructure, a childcare center, healthcare, banking, a library and further community-supporting services. Also a resilience hub, which will be a space for residents to obtain necessary services like food assistance and community education, and to connect with resources during emergencies like extreme heat, flooding, and/or power outages.

Amenities Abound

Planning for Robins Landing features include trail connections to nearby parks, a fruit and nut orchard, a commercial-grade community kitchen for residential rental, and a branch of the Houston Public Library. These endeavors are tied to Houston Habitat’s commitment to sensibly priced commercial real estate as well as reasonably priced homes where families can flourish. Plans are underway for a bank, a health clinic, and a makerspace.

A Range of Affordability

Out of the 468 single-family homes, 100 will serve those who make as little as 50% of the area median income(AMI) up to 80% AMI. Three hundred homes will be affordable to families making up to 120% AMI or up to $90,800 for a family of two. The median household income in the census tract is roughly $37,000, according to census estimates. Additionally, 68 single-family homes will be sold at market rates, which are currently around $225,000 to $330,000 for homes in area newly developed subdivisions, according to Community Builders Advisory Services, which collects data on new construction.

Homes Designed for Comfort

By carefully choosing materials and energy efficient building methods, Houston Habitat builds homes that are safe, healthy, environmentally friendly and have low costs to own and maintain. Habitat homes have nine-foot ceilings, energy-efficient appliances and a wheelchair-friendly design, such as ramps inside the garage, three-foot-wide doors and reinforced walls where homeowners could install grab bars. Further, the homes are Energy-Star certified and utilize Fortified roof standards.

Learn More about Robins Landing

Robins Landing is located on Tidwell Road, east of Mesa Drive and inside Beltway 8, nestled between the lush Harris County Greens Thicket and Houston’s newly renovated Brock Park. Associated Houston ISD Schools are North Forest High School, Forest Brook Middle School, Hilliard Elementary School, and Fonwood Early Childhood Center. Associated KIPP Schools are KIPP Legacy Preparatory School, KIPP Northeast College Preparatory, KIPP Polaris Academy for Boys, and KIPP Voyage Academy for Girls.
Houston Habitat for Humanity purchased raw land and added infrastructure for the entire project, including clearing and grading, installing sewers and utilities, and creating streets, curbs, residential building lots, and commercial pad sites. Robins Landing is designed to meet standards derived from Atlas 14, the post-Harvey rainfall study which interprets historical data to predict future rainfalls. These standards, which are implemented throughout the project’s development, exceed the City of Houston’s building code requirements, will not contribute to more flooding, and aim to help mitigate future potential flooding.

Homeownership is for Everyone

Everyone deserves a decent, affordable place to call home plus reasonable access to the resources needed to successfully live, work, and play throughout their life. Through Houston Habitat’s homeownership program, families obtain affordable homeownership, which creates an environment of strength, stability and independence. See if you are eligible to purchase a Houston Habitat home, learn about the steps and begin your application to become a Houston Habitat Homeowner. Your place in Robins Landing awaits!

Sources:

  1. https://x.com/HoustonHabitat/
  2. http://www.houstonchronicle.com/news/houston-texas/housing/article/robins-landing-habitat-for-humanity-affordable-19444334.php

Is That True? Facts Behind 11 Common Myths About Habitat for Humanity

Have you heard something about Habitat for Humanity and wonder if it’s true or not? When organizations have been around as long as us, some misconceptions are bound to arise! Here are eleven examples of typical myths associated with us; learn the truth behind common myths about Habitat for Humanity.

  1. Myth: Habitat gives away homes for free.

Truth: Our mission is sustainable wealth building instead of gifting free homes. Qualified homeowners partner with Habitat for access to some of the best mortgages available, which families pay monthly. In order to qualify to become a Habitat homeowner, applicants must have a need for housing, be a U.S. citizen or have permanent residency status, meet income requirements, and be willing to put hours toward financial education and construction of homes. What makes Houston Habitat for Humanity homeownership affordable is access to down payment assistance funds and mortgages designed to ensure families do not pay more than 30% of their household income.

  1. Myth: Habitat Homes reduce neighborhood property values.

Truth: Numerous studies continuously show that affordable housing does not negatively affect neighborhood property values. In fact, Habitat houses provide local government tax income and increased property values because Habitat homes are on the tax rolls and our projects often encourage nearby homeowners to improve their own properties as well!

  1. Myth: Only adults with construction experience can volunteer.

Truth: Anyone aged 16 years or older who is interested in lending a hand can register to volunteer. No previous experience is required; we will teach you what you need to know. In addition to website training resources, the first day onsite has a safety orientation and introduction to the projects of the day. Next, volunteers are gathered in small teams and paired with an experienced staff member who walks through each task, teaching skills and safety along the way. Houston Habitat volunteers are recognized with awards based on total hours accumulated.

  1. Myth: Habitat Homes lack quality of construction and are made of cheap materials.

Truth: All homes built by Houston Habitat meet or surpass every city building code , and are not sold to the new homeowner until each home passes stringent inspections by official inspectors. In addition, each home passes Energy Star inspection, meaning the home is energy efficient. General work is completed by volunteers who are trained and supervised by Habitat staff, while trade work such as electrical, roofing, and plumbing are done by licensed professionals. Regarding materials, Houston Habitat resources quality materials with local and national vendors, many of which provide Habitat with cost savings or donations in agreement with our commitment to quality of construction. “Our families are hardworking families, they deserve a safe, healthy place,” said Allison Hay, Chief Executive Officer of Houston Habitat for Humanity, recently.

  1. Myth: Owning a Habitat home is more expensive than renting.

Truth: Since Houston Habitat mortgages are capped at 30% of a homeowner’s income, many potential homeowners come into the program paying much more of their income on rent than they end up paying for a mortgage. Although additional costs are often associated with homeownership, Houston Habitat homes are Energy Star certified and use WaterSense fixtures reducing water usage keeping with the goal of affordability.

  1. Myth: Habitat is a government organization.

Truth: While Habitat does accept some government funds and property, it is not a government organization or an arm of the city, state or federal government. Rather, Houston Habitat is an independent nonprofit organization and an affiliate of Habitat for Humanity International, with a specific service area that includes the city of Houston and the majority of Harris County.

  1. Myth: Owning a home just isn’t that important.

Truth: Study after study has proven the positive effects of homeownership on individuals and families. Benefits include physical and mental health improvements, reduced stress, and academic success. One example, according to a survey of more than 400 Habitat families in metro Denver, showed children raised in a Habitat home were twice as likely to go to college. Read here about one person whose life turned around from poverty after settling in a Habitat Home: James’ Story.

  1. Myth: Habitat Homes are restricted to minorities or practicing Christians.

Truth: Houston Habitat follows a nondiscriminatory policy of home ownership and abides by the regulations of the Fair Housing Act. No race, ethnicity or religion is given preference when becoming a Habitat family partner. Habitat for Humanity was founded as a Christian housing ministry, however, anyone can partner with Habitat. We do not discriminate based on race, religion, nation of origin, gender, sexual orientation, family status, marital status or any other protected classes. Equal Housing Opportunity: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.

  1. Myth: If an owner passes away before the home is paid off or can’t make their mortgage payments, Habitat can repossess the home and sell it to whomever.

Truth: On the rare occasion that a Habitat homeowner is struggling to make mortgage payments, our mortgage services staff reaches out to assess the situation. Our team can help those behind on payments through various mortgage assistance programs to put them back on track. Should a homeowner need to sell their Habitat home, Houston Habitat has the right of first refusal which means they must offer the home to Habitat for purchase first. If our organization chooses not to buy the house, they can sell to other interested parties but they must meet the same income requirements as Habitat family partners, 50-80% AMI (Area Median Income). This ensures the Habitat home continues to remain affordable and keeps the homes out of the hands of investors.

  1. Myth: Habitat came to my door and wanted into my property.

Truth: Habitat for Humanity never goes door to door. Anyone who arrives at the house without an established appointment is not affiliated with Houston Habitat for Humanity and should not be given access. There have been instances of people pretending to be Habitat staff, and even wearing Habitat shirts. Houston Habitat staff will not come to your home without prior established appointment. You may call our office at 713-671-9993 to double check the identity of the individual at your door.

  1. Myth: Habitat for Humanity only builds new homes.

Truth: Although building single-family homes is a big part of our mission, Houston Habitat also provides homebuyer and financial education classes for prospective homeowners on a range of topics. Our organization also provides repair programs for Seniors and Veterans. In times of disaster, Houston Habitat has performed extensive Disaster Repair helping those impacted get back into safe healthy homes. Recently, Houston Habitat began to rehab homes to make them suitable for purchase with the same great quality of our new construction homes. We also build playhouses for children of Habitat homeowners and Veteran families! Further, Houston Habitat also has two stores you can purchase items for your home or repairs. Learn more and visit our Houston Habitat ReStores.

Did all of your myths get busted? Do you have other questions or thoughts about how Houston Habitat for Humanity works? Receive news directly and follow us on Facebookand Instagram for pictures and project updates to see for yourself!

Affordable Housing Crisis – A Guide for Houston Families

Today, there is a massive crisis for affordable housing affecting the United States, Texas, and Houston. Pandemic-propelled working from home, the housing bubble 2023, and an ever-expanding population are all significant contributors to this problem.

Learn more about this issue, and how Habitat for Humanity is fighting back with new construction and innovative strategies designed to tackle unaffordable housing head-on, plus answers to some frequently asked questions connected to affordable housing solutions.

Where the Problem Starts

The 2023 State of the Nation’s Housing report from the Joint Center for Housing Studies at Harvard illustrates top levels of unaffordability, near-record shortages, and significant barriers to first-time homeownership. The findings note the root of these problems are due to a significant lack of homes for sale, as well as an accelerated increase in homeownership costs beginning in 2022.

Lack of Affordable Houses

A second group reviewing the shortage of an affordable house for all is the National Low Income Housing Coalition, whose latest annual report evaluates the availability of affordable rental homes, particularly for households with extremely low incomes. This category is defined as income at or below either the federal poverty guideline or 30% of the area median income.

The key findings log that families in need of decent, affordable housing face the biggest challenges. There are only 7 million affordable units for 11 million households with extremely low incomes, but of the 7 million, 3.3 million are occupied by households with higher incomes. Texas is one of six states with the most severe shortages, with Houston ranking 5th for worst metropolitan areas in the country, according to the 2024 State of the Nation’s Housing report.

Although Houston has seen its share of economic growth, it is a harsh reality that these benefits don’t always trickle down to everyone. Families earning modest incomes often get outbid on livable real estate by those with deeper pockets, even when looking at supposedly ‘affordable’ options. This imbalance isn’t just frustrating; it also threatens stability and diminishes hope for those who are working to build better futures.

The Impact of Rising Costs

Houston homeownership has become seemingly less obtainable due to expanding expenses such as higher utility & tax rates, inflated material prices for repairs, and rising insurance costs. Income-based housing numbers often do not consider these necessary monetary obligations in addition to mortgage payments. Although there are ways current homeowners can help themselves when it comes to these costs, such as reducing energy bills, learning about and performing maintenance and repairs, and negotiating necessary insurance coverage, those considering becoming homeowners can still feel overwhelmed.

What doesn’t help the situation further is when incomes don’t always keep pace with these expenses either. According to the Federal Finance Housing Agency, home prices rose 74% from 2010 to 2022. The average wage rose only 54% during the same time. That can leave a significant gap in funds available to purchase a home.

Federal Initiatives to Combat the Housing Crisis

In July, the White House released information for the Biden-Harris Administration’s Housing Supply Action Plan, the goal of which is an economy where everyone has access to a safe and affordable home. The Biden housing plan has action items such as reducing barriers to build housing including restrictive, costly land use and zoning rules; expanding financing for affordable, energy efficient, and resilient housing; and promoting opportunities for commercial-to-residential conversion, particularly for affordable housing.

Additionally, in October, the current Administration announced $100+ Million for energy efficiency and climate resilience upgrades in 1,500 low-income households, in an effort to reduce utility rates and repair/maintenance costs. This plan is about making changes to how we tackle housing shortages, including land use, zoning, materials, and providing opportunities for rehab of existing homes. The idea is simple yet effective: fast track through cumbersome bureaucracy to allow local developers and builders to get shovels in dirt faster, and expedite the

Houston Habitat for Humanity Solutions for Alleviating Housing Stress

Houston Habitat for Humanity has created many avenues to achieve success against the affordable housing crisis. Volunteering, donating, and sharing the mission are all essential, as well as advocating for homeownership to others and yourself!! In the words of Chris Hensman, Chief Strategy Officer, of Houston Habitat for Humanity, “We want people to be setup for success!”

Innovative Strategies

Houston Habitat’s home repair program preserves existing affordable communities and maintains homeownership for low-income individuals and families. Our home repair program preserves homes that would have been torn down and replaced with new houses that are too expensive for existing community residents, slowing gentrification. Many seniors and veterans have saved their homes at reasonable cost through our critical repair program!

Further, Houston Habitat for Humanity is transforming a local area into a new 127-acre planned community named Robins Landing. This neighborhood will deliver safe and affordable housing, while also providing East Houston residents with a childcare center, a health clinic, parks, a public library, grocery co-op, stormwater infrastructure, and more community-supporting services! This project goes beyond city requirements, taking lessons from the past to create an elevated design with replication in mind. Robins Landing is an advanced development of 468 affordable single-family homes and 500 multi-family units, made possible through innovative partnerships.

Affordable Housing Houston – Frequently Asked Questions

How do you qualify for a homeowner program in Houston?

To get into affordable homes, you need to show that your income meets the minimum household gross income for your family size compared to the local median. You can prove this by providing pay stubs and tax returns when applying.

Who qualifies for affordable housing in Texas?

In Texas, individuals or families making under 60% of the area median income are eligible to apply for affordable housing. Seniors and veterans often receive priority in the application process.

Can veterans directly assist other veterans?

Yes! If you are a veteran and would like to help a veteran family achieve the dream of homeownership, then create VolunteerHub account or sign in, check yes to the veteran volunteer program question on your profile page, and sign up for a build or ReStore volunteer opportunity.

Backed with a deep understanding of how to advance houses based on income, Houston Habitat for Humanity is the best choice for potential homeowners. Affordable housing solutions are our mission!

Sources:

https://www.habitat.org/costofhome/2023-state-nations-housing-report-lack-affordable-housing

https://housingmatters.urban.org/research-summary/addressing-americas-affordable-housing-crisis

https://taahp.org/gap-report-texas-ranks-the-6th-worst-state-in-the-nation-for-affordable-housing/

https://www.whitehouse.gov/briefing-room/statements-releases/2023/07/27/biden-harris-administration-announces-actions-to-lower-housing-costs-and-boost-supply/

https://journalrecord.com/2023/09/study-examines-rising-costs-of-homeownership/

https://www.hud.gov/press/press_releases_media_advisories/HUD_No_23_239

https://usafacts.org/data-projects/housing-vs-wages

How We Fund Our Mission in Houston

Since 1987, Houston Habitat for Humanity has worked to fulfill its mission statement to build and improve the places people call home. 

The goal of this non-profit organization is to empower families to better their future. Enacting these mission values does require funds. Keep reading to explore our three main financial sources which propel our mission.

Donations to Habitat for Humanity

Direct financial contributions come from a range of donors, everyone from individuals to large corporations. We even have partnered payments where one person gives, then their employer matches the gift! 

Flexibility is also offered, as donations can be made one-time or in monthly increments. When monetary donations are received by Houston Habitat for Humanity, our ability to provide grows responsibly!

donate a vehicle with free towing

Another way to help Habitat (and the environment!) is by donating a used vehicle. A national vehicle donation program since 2005, Cars for Homes has accepted over 120,000 vehicles for reselling or recycling for the benefit of fundraising towards Habitat for Humanity’s mission of safe, affordable homes. 

Almost all vehicles are accepted, including cars, trucks, motorcycles, RVs, boats, farm and construction equipment. Donating this way is easy, quick, and may qualify you for a tax deduction. Find out more about donating vehicles to Habitat for Humanity!

ReStore Proceeds

You may have noticed a ReStore or two around town. These storefronts are home improvement stores and donation centers for Houston Habitat for Humanity. These thrift locations sell new and gently used appliances, furniture, home accessories, building materials, flooring, cabinetry and more at much less than retail prices. 

All shoppers are welcome, and benefit from the lower costs. In return, , while we we utilize any the profits made here to build and improve Houston homes for our programs. 

As an additional bonus, buying and donating goods at a ReStore keeps useful items out of the landfill. Looking for items to upgrade or redecorate your own home? Have materials to donate? Contact your nearest ReStore

Homeowner Mortgage Payments

Payments made on mortgages go directly back to Houston Habitat for Humanity to further family empowerment. Reasonable mortgages are possible due to sensible loans, and cost reduction is made possible by the help of volunteers and donors.

The Habitat for Humanity mission values strengthening oneself. Through education, construction and guidance, families are offered better mortgage terms and payment schedules than the average homeowner. 

Instead of granting a house for free, Habitat is an affordable mortgage provider who provides access to reasonably priced homeownership opportunities.

Strong Organization, Healthy Community

For over 35 years, Houston Habitat for Humanity has manifested its mission values throughout the community. 

Did you know it is rated as a Four Star Charity by Charity Navigator, with a 100% score in Accountability & Finance? This organization works diligently to utilize its various avenues of funding for the most impact, and is proud to serve Houston families. Connect with us today to learn more about donating, shopping at a ReStore, or becoming a homeowner!

 

Sources: https://habitattexas.org/faq/

https://www.volunteerhou.org/agency/detail/?agency_id=17321

https://www.charitynavigator.org/ein/760207084

 

Pros and Cons of Single-Family Home Ownership vs Alternatives

In the modern world, there are many options for family dwellings. Single-family homes, apartments, and duplex buildings are some examples of affordable homes. Each type has its own advantages and disadvantages to be considered. 

Single-family homes are defined below; common experiences with this housing type are highlighted, plus different options.

What is a Single- Family Home?

A single-family detached residence where one family lives during a timeframe is considered a single-family home. These types of structures do not share architecture, utilities, heating or air conditioning systems with any other residences. Entrances and exits are private, with direct access to the public street.

Pros: Single-Family Home

  Space. After buying a home, many notice inside space is frequently more generous and efficiently designed, and outside space is much more accessible.

  Control. Homeowners are the decision makers of the house, and do not have to await approval from landlords. Also, there is no apprehension of increases in rent or surprise fees.

  Privacy. Sharing walls with only your family means less unsolicited information about the neighbors, as well as peace and quiet on demand.

  Personal Amenities. No more waiting for the washing machine among other tenants or having a designated shelf in the refrigerator with roommates.

  Learning Tool. Homeownership is an excellent opportunity to demonstrate financial skills and accountable decision-making to children.

Cons: Single- Family Home

  Extra Responsibility. Keeping an eye out for damages as well as formulating a typical maintenance schedule are the sole responsibility of the homeowner, who must be mindful of the associated costs of upkeep.

  Property tax. This financial aspect is something all homeowners face. This tax is calculated by local government and is based on the value of the owned property, including land. Amounts vary from year to year, as well as interest rates.

  Sense of Permanence. For those in a transitional stage, being tied to a solid foundation is not ideal. Deciding to put down roots is an important choice to be made with the whole family at the right time.

Pros & Cons of Other Types of Housing

Apartment or condo: generally no property maintenance; do have shared walls, ceilings, and floors.

Townhouse or duplex: less noise than apartments or condos; still have mutual walls.

Manufactured/mobile home: ability to have detached walls; often restricted to specific communities.

All Homes Come with Pros & Cons

Just with all major decisions, no homeownership option is without its own advantages and disadvantages. Ultimately, choosing what is best for you and your family is highly personal. 

Looking for more information about affordable homeownership? Here are two blogs about more hidden benefits of single-family home ownership: Creating a Foundation for Success and Homeownership and Mental Health.

Due to the winter storm, the Houston Habitat for Humanity office and ReStores will be closed on Tuesday, January 21, and Wednesday, January 22, 2025. We plan to resume operations on Thursday, January 23. Stay safe and warm!

Houston Habitat for Humanity office & Restore locations closed