Live in overcrowded housing
Live in substandard housing
Pay more than 30% of gross income on rent
Live in an unsafe and/or unsanitary neighborhood
Be a US Citizen or have permanent residency status
Perform “sweat equity,” which includes helping to build homes
Complete pre-purchase and post-purchase programs, which include financial counseling
Have a satisfactory credit score
Be able to afford monthly mortgage payments, including escrow and insurance
Meet minimum annual household gross income requirement for family size
You must have a minimum annual household gross income of $50,000
| Family Size | Maximum Income |
| 1 | $58,250 |
| 2 | $66,600 |
| 3 | $74,900 |
| 4 | $83,200 |
| 5 | $89,900 |
| 6 | $96,550 |
| 7 | $103,200 |
| 8 | $109,850 |
Income requirements are based on the Area Median Income for Houston, The Woodlands, and Sugar Land as reported by HUD
You can complete it in English or Spanish and it will take you 15- 20 minutes to finish. You will need your financial, debt and living information, so please have that handy before starting!
If your credit score or a debt collection issue is preventing you from becoming a homeowner, our Certified Credit Counselors are here to help.
If you need additional help to improve your financial health, Houston Habitat can connect you to a trusted partner to assist you with employment and career planning, developing saving habits, or assistance in applying for public benefits.
This free, virtual event for hopeful homeowners gives essential, practical knowledge useful for anyone looking to better understand the intricacies of the home-buying process.
A monthly 1-hour virtual session introducing the elements of becoming a Houston Habitat Homeowner. Available in English and Spanish.
Receive updates regarding our homeownership program – including upcoming information sessions, events and more!
We are here to help in your journey towards homeownership. For groups of 10+, you can also schedule a free 60-minute virtual information session with us.
Contact Us at familyservices@houstonhabitat.org or 713-671-9993 x287.
Houston Habitat for Humanity is an equal opportunity builder and complies with The Federal Fair Housing Act in the marketing, sale, and purchasing of properties.
All qualified applicants will receive consideration for home ownership without regard to Race, Color, Religion, National Origin,Sex, Disability and Familial Status.
