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Homeownership

why partner with Houston Habitat?

When you partner with Houston Habitat, you are on your way to becoming a homeowner.  Habitat does not give away houses; instead, we guide you. Partnering with us requires hard work because becoming a homeowner is hard work. So roll up your sleeves, grab a hammer, and sharpen your pencil.  We cannot wait to present you with the key to your new home, a home you own.

our path to homeownership

Program Qualifications

Take the Quiz

Participate

Prepare and Buy Your Home

Select a Home

FAQ

do you qualify for our homeownership program?

Demonstrate a Need for Housing

Live in overcrowded housing

Live in substandard housing

Pay more than 30% of gross income on rent

Live in an unsafe and/or unsanitary neighborhood

 

Residency

Be a US Citizen or have permanent residency status

Be willing to Partner

Perform up to 250 hours of “sweat equity” which includes helping to build homes

Complete pre-purchase and post-purchase programs which include financial counseling

Ability to Pay

Have a satisfactory credit score

Be able to afford monthly mortgage payments, including escrow and insurance

Meet minimum annual household gross income requirement for family size

Income Requirements

You must have a minimum annual household gross income of $50,000.

Family Size Maximum Income
1 $53,000
2 $60,600
3 $68,150
4 $75,700
5 $81,800
6 $87,850
7 $93,900
8 $99,950

Income requirements are based on the Area Median Income for Houston, The Woodlands and Sugar Land  as reported by HUD

take our new Homeowner Eligibility Quiz today!

You can complete it in English or Spanish and it will take you 15- 20 minutes to finish. You will need your financial, debt and living information, so please have that handy before starting!

Take the eligibility quiz Toma el cuestionario de elegibilidad en español!

not ready yet?

If your credit score or a debt collection issue is preventing you from becoming a homeowner, our Certified Credit Counselors are here to help.

If you need additional help to improve your financial health, Houston Habitat can connect you to a trusted partner to assist you with employment and career planning, developing saving habits, or assistance in applying for public benefits.

learn more

Check Out Our Free Resources

Ways to Learn

Deep Dive

Virtual Homeownership Fair

This free, virtual event for hopeful homeowners gives essential, practical knowledge useful for anyone looking to better understand the intricacies of the home-buying process.

LEARN MORE

overview

Homeownership Information Sessions

A monthly 1-hour virtual session introducing the elements of becoming a Houston Habitat Homeowner.  Available in English and Spanish.

REGISTER NOW

stay informed

Homeownership E-news

Receive updates regarding our homeownership program – including upcoming information sessions, events and more!

JOIN NOW

Questions?

We are here to help in your journey towards homeownership.  For groups of 10+, you can also schedule a free 60-minute virtual information session with us.

Contact Us at familyservices@houstonhabitat.org  or 713-671-9993 x287.

 

 

Houston Habitat for Humanity is an equal opportunity builder and complies with The Federal Fair Housing Act in the marketing, sale, and purchasing of properties.

All qualified applicants will receive consideration for home ownership without regard to Race, Color, Religion, National Origin,Sex, Disability and Familial Status.

 

 

Lillie

“In our Houston Habitat home, we will all feel safe to live a healthy and happy life.”

Meet Our Families

Benoit

“I want to set a good example for my family through homeownership, I want to give them a home.”

Meet Our Families

Sharmon

“A habitat home will not only improve our current living situation but will also give us hope for a better future.”

Meet Our Families

Mung

“Houston Habitat supported and guided me to become a good homeowner.”

Meet Our Families