take the eligibility quiz
The questionnaire linked below will let you know if you are eligible to apply.
Already taken the quiz and ready to get started? Click the link below to go to the application.
do you qualify for the homeowner program?
Need for Housing
Live in overcrowded housing
Live in substandard housing
Pay more than 30% of gross income on rent
Live in an unsafe and/or unsanitary neighborhood
Residency
Be a US Citizen or have permanent residency status
Willingness to Partner
Perform up to 250 hours of “sweat equity” which includes helping to build homes
Complete pre-purchase and post-purchase programs which include financial counseling
Ability to Pay
Have a satisfactory credit score
Be able to afford monthly mortgage payments, including escrow and insurance
Meet minimum annual household gross income requirement for family size
Income Requirements
| Family Size | Minimum Income | Maximum Income |
| 1 | $32,650 | $52,200 |
| 2 | $37,300 | $59,650 |
| 3 | $41,950 | $67,100 |
| 4 | $46,600 | $74,550 |
| 5 | $50,350 | $80,550 |
| 6 | $54,100 | $86,500 |
| 7 | $57,800 | $92,450 |
| 8 | $61,550 | $98,450 |
Based on the Area Median Income for Houston, The Woodlands and Sugar Land as reported by HUD
Upcoming information sessions
Questions
The application process takes roughly 4 weeks. The sweat equity requirement takes 6-12 months. It generally takes about 1 to 1.5 years to complete the entire process, from the date of the application to the house closing.
If applicants do not meet Houston Habitat for Humanity’s criteria for homeownership and are not selected into the program, they will receive a letter with a description of the reason and a list of HUD approved Financial Counselors or a referral to another qualified organization.
There is no limit to how many times an individual can apply for a Habitat home, so we encourage applicants who do not make it the first or second time to reapply!
Absolutely. For questions or concerns regarding the application process, please call (713) 671-9993 or email familyservices@houstonhabitat.org
see our houses
We made it easy for anyone to visit one of our homes.
houston habitat offers equal opportunities
Houston Habitat for Humanity is an equal opportunity builder and complies with The Federal Fair Housing Act in the marketing, sale, and purchasing of properties.
All qualified applicants will receive consideration for home ownership without regard to Race, Color, Religion, National Origin, Sex, Disability and Familial Status.
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Receive updates regarding our homeownership program – including upcoming information sessions, events and more!
Schedule a group information session!
For groups of 10+, you can now schedule a free 60-minute virtual information session with us. Please email familyservices@houstonhabitat.org to request a session for your group.