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do you qualify for the homeowner program?

Need for Housing

Live in overcrowded housing

Live in substandard housing

Pay more than 30% of gross income on rent

Live in an unsafe and/or unsanitary neighborhood

 

Residency

Be a US Citizen or have permanent residency status

Willingness to Partner

Perform up to 250 hours of “sweat equity” which includes helping to build homes

Complete pre-purchase and post-purchase programs which include financial counseling

Ability to Pay

Have a satisfactory credit score

Be able to afford monthly mortgage payments, including escrow and insurance

Meet minimum annual household gross income requirement for family size

Income Requirements

Family Size Minimum Income Maximum Income
1 $27,750 $44,350
2 $31,700 $50,700
3 $35,650 $57,050
4 $39,600 $63,350
5 $42,800 $68,450
6 $45,950 $73,500
7 $49,150 $78,600
8 $52,300 $83,650

 

Based on the Area Median Income for Houston, The Woodlands and Sugar Land  as reported by HUD

take the eligibility quiz

The questionnaire linked below will let you know if you are eligible to apply.

Already taken the quiz and ready to get started? Click the link below to go to the application.

See if you're eligible!

Upcoming information sessions

Feb 12

Virtual Homeownership Fair 2022

9:00 AM - 12:00 PM
Online

Learn More

see our houses

We made it easy for anyone to visit one of our homes.

Virtual Home Tours

Houston Habitat offers Equal Opportunities

Houston Habitat for Humanity is an equal opportunity builder and complies with The Federal Fair Housing Act in the marketing, sale, and purchasing of properties.

All qualified applicants will receive consideration for home ownership without regard to Race, Color, Religion, National Origin, Sex, Disability and Familial Status.

Register for our Homeownership E-news!

Receive updates regarding our homeownership program – including upcoming information sessions, events and more!

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Lillie

“In our Houston Habitat home, we will all feel safe to live a healthy and happy life.”

Meet Our Families

Benoit

“I want to set a good example for my family through homeownership, I want to give them a home.”

Meet Our Families

Sharmon

“A habitat home will not only improve our current living situation but will also give us hope for a better future.”

Meet Our Families

Mung

“Houston Habitat supported and guided me to become a good homeowner.”

Meet Our Families

Schedule a group information session!

For groups of 10+, you can now schedule a free 60-minute virtual information session with us. Please email familyservices@houstonhabitat.org to request a session for your group.