take our new Homeowner Eligibility Quiz today!
You can complete it in English or Spanish and it will take you 15- 20 minutes to finish. You will need your financial, debt and living information, so please have that handy before starting!
You can complete it in English or Spanish and it will take you 15- 20 minutes to finish. You will need your financial, debt and living information, so please have that handy before starting!
Live in overcrowded housing
Live in substandard housing
Pay more than 30% of gross income on rent
Live in an unsafe and/or unsanitary neighborhood
Be a US Citizen or have permanent residency status
Perform up to 250 hours of “sweat equity” which includes helping to build homes
Complete pre-purchase and post-purchase programs which include financial counseling
Have a satisfactory credit score
Be able to afford monthly mortgage payments, including escrow and insurance
Meet minimum annual household gross income requirement for family size
| Family Size | Minimum Income | Maximum Income |
| 1 | $33,150 | $53,000 |
| 2 | $37,850 | $60,600 |
| 3 | $42,600 | $68,150 |
| 4 | $47,300 | $75,700 |
| 5 | $51,100 | $81,800 |
| 6 | $54,900 | $87,850 |
| 7 | $58,700 | $93,900 |
| 8 | $62,450 | $99,950 |
Based on the Area Median Income for Houston, The Woodlands and Sugar Land as reported by HUD
After you take our Eligibility Screener above, the application process takes about 4 weeks.
The sweat equity requirement takes 6-12 months, depending on your availability and work hours.
Therefore, it generally takes about 1 to 1.5 years to complete the entire process, from the date of the application to the house closing.
If applicants do not meet Houston Habitat for Humanity’s criteria for homeownership and are not selected into the program, they will receive a letter with a description of the reason and a list of HUD approved Financial Counselors or a referral to another qualified organization.
No, there is no limit! You can apply as many times as you’d like for a Habitat home. We encourage applicants who do not make it the first or second time to reapply!
Absolutely!
For questions or concerns regarding the application process, please call (713) 671-9993 or email familyservices@houstonhabitat.org
We made it easy for anyone to visit one of our homes!
Houston Habitat for Humanity is an equal opportunity builder and complies with The Federal Fair Housing Act in the marketing, sale, and purchasing of properties.
All qualified applicants will receive consideration for home ownership without regard to Race, Color, Religion, National Origin, Sex, Disability and Familial Status.
Receive updates regarding our homeownership program – including upcoming information sessions, events and more!
For groups of 10+, you can now schedule a free 60-minute virtual information session with us. Please email familyservices@houstonhabitat.org to request a session for your group.