getting started
To get started, attend an information session online, gather your documents and fill out your application. The application is available to download below.
are you eligible to participate?
Need for Housing
- Live in overcrowded housing
- Live in substandard housing
- Pay more than 30% of gross income on rent
- Live in an unsafe and/or unsanitary neighborhood
Willingness to Partner
- Perform up to 250 hours of “sweat equity” which includes helping to build homes
- Complete pre- and post-purchase programs which include financial counseling
other requirements
- Be a US Citizen or have permanent residency status
- Have one year of continuous employment
Ability to Pay
- Meet minimum annual household gross income requirement for family size
- Have a satisfactory credit score
- Be able to afford monthly mortgage payments, including escrow and insurance
Income Guidelines
Minimum and Maximum Income Requirements
| 50% AMI* Minimum |
80% AMI* Maximum |
|
| Family Size | Gross Income Annually | Gross Income Annually |
| 1 | $27,750 | $44,350 |
| 2 | $31,700 | $50,700 |
| 3 | $35,650 | $57,050 |
| 4 | $39,600 | $63,350 |
| 5 | $42,800 | $68,450 |
| 6 | $45,950 | $73,500 |
| 7 | $49,150 | $78,600 |
| 8 | $52,300 | $83,650 |
*Area Median Income for Houston, The Woodlands and Sugar Land as reported by HUD
see our houses
We made it easy for anyone to visit one of our homes.
Questions
The application process takes roughly 6-8 weeks. The sweat equity requirement takes 6-12 months. It generally takes about 1 to 1.5 years to complete the entire process, from the date of the application to the house closing.
If applicants do not meet Houston Habitat for Humanity’s criteria for homeownership and are not selected into the program, they will receive a letter with a description of the reason and a list of HUD approved Financial Counselors or a referral to another qualified organization.
There is no limit to how many times an individual can apply for a Habitat home, so we encourage applicants who do not make it the first or second time to reapply!
Absolutely. For questions or concerns regarding the application process, please call (713) 671-9993 or email familyservices@houstonhabitat.org
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Receive updates regarding our homeownership program – including upcoming information sessions, events and more!
Houston Habitat offers Equal Opportunities
Houston Habitat for Humanity is an equal opportunity builder and complies with The Federal Fair Housing Act in the marketing, sale, and purchasing of properties.
All qualified applicants will receive consideration for home ownership without regard to Race, Color, Religion, National Origin, Sex, Disability and Familial Status.
Upcoming information sessions
Schedule a group information session!
For groups of 10+, you can now schedule a free 60-minute virtual information session with us. Please email familyservices@houstonhabitat.org to request a session for your group.
