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are you eligible to participate?

Need for Housing
  • Live in overcrowded housing
  • Live in substandard housing
  • Pay more than 30% of gross income on rent
  • Live in an unsafe and/or unsanitary neighborhood
Willingness to Partner
  • Perform up to 250 hours of “sweat equity” which includes helping to build homes
  • Complete pre- and post-purchase programs which include financial counseling
other requirements
  • Be a US Citizen or have permanent residency status
  • Have one year of continuous employment
Ability to Pay
  • Meet minimum annual household gross income requirement for family size
  • Have a satisfactory credit score
  • Be able to afford monthly mortgage payments, including escrow and insurance
Income Guidelines

Minimum and Maximum Income Requirements

50% AMI*
Minimum
80% AMI*
Maximum
Family Size Gross Income Annually Gross Income Annually
1 $27,750 $44,350
2 $31,700 $50,700
3 $35,650 $57,050
4 $39,600 $63,350
5 $42,800 $68,450
6 $45,950 $73,500
7 $49,150 $78,600
8 $52,300 $83,650

*Area Median Income for Houston, The Woodlands and Sugar Land  as reported by HUD

see our houses

We made it easy for anyone to visit one of our homes.

Virtual Home Tours

getting started

To get started, attend an information session online, gather your documents and fill out your application. The application is available to download below.

Download a copy of the application

Steps to Becoming a Homeowner

  1. 1 Find out more about our program
  2. 2 Apply
  3. 3 Verify Qualifications
  4. 4 Acceptance into Homebuyer Program

Step 01

Find out more about our program

Attend an Information Session to learn more about our program. Sign up here.

Step 02

Apply

Obtain an application packet, fill it out carefully and return it to Houston Habitat with all required documentation:

    1. Completed Application (Signed/Dated by all applicants)
    2. Copy of State ID/ Driver’s License, Social Security Card, Birth Certificate OR Permanent Residency Card, for each person in the household
    3. (2) months of current pay stubs for each person in the household employed 18 or older
    4. Last (2) years of Tax Returns (1040) for each person 18 or older in the household; 3 years if self-employed
    5. Last (2) years W-2 for each person 18 or older in the household
    6. Most recent (2) Months Bank Statements (all Pages, including blank pages) for all checking/savings accounts for each applicant
    7. Supplemental income documentation (Child support/Alimony, SSI Award Letter, Disability, SNAP, TANF) etc.
    8. Verification of Employment from your employer(s) including (Date of hire, Hours worked per week, hourly wages)
    9. Most recent (2) month Utility/ Credit Card statements (Electric, Gas, Water, Cable, Home Phone/Cell Phone)
    10. Residential Lease (if applicable)
    11. Divorce Decree (if applicable)
    12. Credit report
    13. Any additional Documents that you believe will be useful for your application

Step 03

Verify Qualifications

Houston Habitat verifies the information in your application, including your background, employment history, and rental history.

Step 04

Acceptance into Homebuyer Program

Houston Habitat will notify you if you have been accepted into the Homebuyer Program.  You can then begin training, which includes attending mandatory homeownership classes and completing the required number of Sweat Equity hours.

Register for our Homeownership E-news!

Receive updates regarding our homeownership program – including upcoming information sessions, events and more!

Sign Up

Houston Habitat offers Equal Opportunities

Houston Habitat for Humanity is an equal opportunity builder and complies with The Federal Fair Housing Act in the marketing, sale, and purchasing of properties.

All qualified applicants will receive consideration for home ownership without regard to Race, Color, Religion, National Origin, Sex, Disability and Familial Status.

Upcoming information sessions

Stay tuned for an announcement on the next event!

Schedule a group information session!

For groups of 10+, you can now schedule a free 60-minute virtual information session with us. Please email familyservices@houstonhabitat.org to request a session for your group.

Lillie

“In our Houston Habitat home, we will all feel safe to live a healthy and happy life.”

Meet Our Families

Benoit

“I want to set a good example for my family through homeownership, I want to give them a home.”

Meet Our Families

Sharmon

“A habitat home will not only improve our current living situation but will also give us hope for a better future.”

Meet Our Families

Mung

“Houston Habitat supported and guided me to become a good homeowner.”

Meet Our Families